Rachel Sz.
The Basics:
- It is estimated that approximately 650,000 children in NYC are without health insurance. Many families are not eligible for Medicaid but still cannot afford insurance for their children.
- Child Health Plus is a government subsidized, low-cost insurance program to cover children.
- To be eligible, a child must be a resident of New York. US citizenship is not required.
- The cost is determined by family income.
- The benefits are free for children in a family of four with a monthly income of less than $1,605 ($19,200 a year). The program operates on a sliding fee scale of a family income level to almost $38,000 a year.
- Federal and state funded (24 billion and 1.3 billion, respectively)
Positives:
- Provides affordable medical services for children that would otherwise not have access.
- Low-income families can properly care for their children without tremendous financial burden.
- Community health issues decrease when the majority of residents are provided with adequate medical coverage.
- The state has made efforts to further extend the program. Recent legislation expanded funding for the program. Children up to 18 years of age that are living in families with less than 222 percent of poverty are eligible.
Negatives:
- The program is not as widely publicized as it could be. Approximately 650,000 children are uninsured but CHP only covers about 124,000.
- Middle class dilemma. Many families are ineligible for federal assistance but can’t afford insurance either.
New York has one of the most extensive and progressive public health insurance systems. The program has broad eligibility standards and very adequate benefits. The public health insurance system goes beyond federal standards. I am in support of public health insurance programs, particularly the extensive program of New York. Efforts to enroll more families and children should be made.
Websites:
http://www.cssny.org/pubs
http://www.nyhealth.gov/nysdoh
http://www.nyc.gov/html/hia